Employee Benefits Marketplace

Benefits Compliance

Stay Compliant. Stay Protected.

Navigating the ever-changing landscape of benefits regulations is complex. EBM keeps your organization ahead of compliance requirements so you can focus on your people, not the paperwork.

From ACA reporting to ERISA requirements, compliance failures can expose your organization to significant penalties and liability. EBM's compliance expertise ensures your benefits program meets every federal and state requirement — year after year.

ACA Compliance & Reporting

The Affordable Care Act imposes strict reporting and coverage requirements on employers. EBM monitors your obligations, prepares required filings, and ensures your plans meet minimum value and affordability standards.

  • 1094-C and 1095-C preparation and filing support
  • Affordability and minimum value testing for all plan offerings
  • Employer shared responsibility payment (ESRP) risk assessment
  • Ongoing monitoring of ACA regulatory updates and guidance

ERISA Plan Governance

ERISA sets the standard for how employer-sponsored benefit plans must be structured, administered, and disclosed. EBM helps you meet your fiduciary obligations and maintain proper plan documentation.

  • Plan document drafting, review, and amendment support
  • Summary Plan Description (SPD) preparation and distribution
  • Form 5500 filing coordination and review
  • Fiduciary responsibility guidance and best-practice documentation

Required Notices & Disclosures

Employers must distribute dozens of required notices to employees each year. EBM tracks every deadline, prepares the required documents, and ensures timely delivery to keep you in good standing.

  • Annual COBRA, HIPAA, and Medicare Part D notices
  • Women's Health and Cancer Rights Act (WHCRA) disclosures
  • Newborns' and Mothers' Health Protection Act notices
  • Compliance calendar management and deadline tracking

Don't Leave Compliance to Chance

Let EBM's compliance experts protect your organization and give you confidence that your benefits program meets every requirement.

Talk to a Compliance Expert